Keith Davis

Keith Davis has spent nearly a decade in the insurance industry, serving families and businesses across California with integrity, expertise, and unwavering advocacy. In that time, he’s been appointed to sell and manage every major type of insurance — from auto and homeowners coverage to Medicare and commercial policies — gaining a deep, practical understanding of how insurance works for both consumers and carriers.

Keith Davis has spent nearly a decade in the insurance industry, serving families and businesses across California with integrity, expertise, and unwavering advocacy. In that time, he’s been appointed to sell and manage every major type of insurance — from auto and homeowners coverage to Medicare and commercial policies — gaining a deep, practical understanding of how insurance works for both consumers and carriers.

Throughout his career, Keith has stood up for insureds, working directly with carriers to challenge wrongful claim denials and secure more fair payouts for policyholders. He is not just another politician — he is a trained professional who sees firsthand how insurance impacts real people’s livelihoods.

Throughout his career, Keith has stood up for insureds, working directly with carriers to challenge wrongful claim denials and secure fairer payouts for policyholders. He’s not just another politician — he’s a trained professional who sees firsthand how insurance impacts real people’s lives and livelihoods.

But what truly compelled Keith to run for California Insurance Commissioner was witnessing the devastation of recent wildfires and the heartbreak of families struggling not only with loss — of homes, pets, and communities — but also with delayed or denied insurance claims at their greatest time of need.

California is facing an insurance crisis. Homeowners and drivers are paying dramatically higher rates while coverage options shrink:

• Homeowners insurance premiums in many parts of the state have risen double digits and in some high-risk areas increased 33 % or more above inflation, pricing many out of coverage altogether.
• Auto and property insurance rates have surged statewide, with some analyses showing home and auto insurance costs increasing significantly over the past few years.
• As wildfire risk has grown, many insurers have pulled back or stopped writing new policies in high-risk areas, forcing more Californians into the state’s last-resort FAIR Plan — which carries limited coverage and high costs.

These rising premiums, limited options, and claim processing delays have become the new norm — and it’s UNACCEPTABLE.