Keith’s Plan to Fix Insurance in California
As Commissioner, Keith Davis will fight for real reform that makes insurance work for the people of California, not just the insurance industry:
Lower Costs & Improve Availability
Keith will work with carriers, regulators, and policymakers to expand competition, bring more insurers back into the California market, and reduce premiums for homeowners and drivers wherever possible.
Faster, More Fair Claims Handling
Insurance should protect Californians when disaster strikes. Keith will push for expedited claim responses, stronger consumer protections, and accountability when insurance companies delay or deny rightful claims.
Independent Review of Denied Claims
Keith proposes the creation of a claim review panel to ensure denied claims are evaluated impartially, reducing unfair denials and giving policyholders a stronger voice.
Balanced, Practical Regulation
While recognizing the realities of catastrophic risk — including wildfire exposure and climate impacts — Keith will advocate for policies that protect consumers without driving insurers out of the state.
Affordable Insurance for All Californians
Keith believes that every Californian should have access to reasonably priced home, auto, and health insurance — and that insurance should be a solution, not a burden.
Keith Davis is a commissioner who will work for you — not the insurance companies. He’s fighting for fair insurance for all people because Californians deserve protection, peace of mind, and a government that puts policyholders first.
It’s time to fix insurance in California.
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